QARDAN HASANA
AI-Powered Evaluation Engine

حسنات القرض الحسن البرهانية

Streamline the verification process with AI-powered analysis, automated policy checks, and secure multi-tenant infrastructure.

// 01

Cross-Jamaat Intelligence Network

Securely managed by Jamaat ID with rigorous role-based access control and strict data isolation.

// 02

Automated AI Verification

Advanced OCR and heuristic data extraction for rapid, unerring document review.

// 03

Dynamic Rules Engine

Instant policy checking against established Qardan guidelines with high-precision flagging.

// Soft Eligibility Check

Maximum Borrowing
Limit Calculator

Two tiers: instant math estimate, or a verified Qardan Score (300-900) backed by your actual documents. No login required.

No Login · No Data Stored
Net Monthly Take-Home (₹)Your salary after taxes and deductions.
Total Existing Monthly EMIs (₹)All current loan EMI obligations. Enter 0 if none.
ITR Filing StatusAffects the committee sanction cap (SC-001 / SC-002).
Target Amount (Optional) (₹)Your desired amount for routing feedback.
// Engine: FOIR Method (§5)

Available Capacity = (Income × 50%) − Existing EMIs Maximum Limit = Capacity × 24 months

Awaiting Input

Fill in your financial details and press Calculate. No account required.

Applies sanction caps SC-001 and SC-002 from the committee rules engine. Tier 1 is fully client-side. Tier 2 documents are processed in-memory and hard-discarded after scoring. No personal data is stored.

Zero Retention